Better Mortgage Loans & Refinance Services NMLS #1231327

Check Out an FHA Loan from Newfi:
Less Money Down, Lower Credit Requirements

Get an FHA Loan Consultation

Talk to Newfi Lending about a low down payment FHA loan!

FHA loans allow borrowers with limited cash or credit to qualify for a mortgage on their primary residence. There is no minimum income required for an FHA loan, and you don’t need to be a first-time home buyer. You must simply demonstrate a steady income and the ability to make a 3.5% down payment on your home.

Talk to Newfi Lending about qualifying for an FHA mortgage loan >>

What are the main advantages of an FHA loan?

  • Lower credit score OK: as low as 580 FICO
  • Lower down payment required: as low as 3.5% down
  • Family gift funds can cover entire down payment
  • Higher debt thresholds allowed
  • Easy refinancing: no appraisal required

Note that all FHA loans require you to have mortgage insurance for at least some part of the duration of the loan, and rates may be a little higher than typical conventional loans.

Discuss Your FHA Loan Options with Newfi

Why work with Newfi?

Newfi is a direct mortgage lender with years of experience in FHA mortgages and streamline refinancing. We’ve earned a five-star rating from LendingTree for our low rates, fast processing, and excellent customer service.

To find out how you can qualify for an FHA loan, just use the contact form below:

Find out if an FHA Loan is for you

Fill out this contact form and we’ll help find the loan that’s right for you. We’re not here to sell your information to the highest bidder — we’re empowered to give you a firm rate and close quickly.

  • This field is for validation purposes and should be left unchanged.